Cheryl Nightingale - Monarch Realty Group, LLC

...even while you’re still renting. If you’re renting your current home and have your eye on making a home purchase in the near or distant future you might be worried that it can’t be done. The good news is that there are some effortless ways to grow your home savings with a little bit of set up and a touch of discipline. 1) Know your goal. The best place to start is knowing how much cash you’ll need and by when. Typically, you should aim to save 5-20 percent of your planned Bourne home purchase price to qualify for a traditional 30-year mortgage. This amount might seem overwhelming at first but, when you break it down into annual, monthly, then weekly goals, it'll start to feel much more manageable. Defining your timeframe goals will help to better understand what would be required of your saving habits on a regular basis. Once you've figured out how much you'd need to save each week, you may wish to re-evaluate your time goals to reflect a more relaxed savin...

If you've been thinking about investing in real estate, getting your finances in order before you start searching for properties in Bourne and scheduling appointments will save you from money headaches in the long run.  Real estate investments could be one of your largest investments, and unless you have cash ready to invest, you'll need a plan for financing and a plan for cash flow in the future. Here's what you need to do before heading out to property shop in Cataumet: 1) Create A Financing Plan If you have strong credit, consistent W-2 income, and a sizeable down payment, traditional financing could be your best option for your first real estate investment since interest rates are typically low and the terms are attractive. Figure out how much you can afford based on your current expenses, and how much cash you'll need to have on hand for renovations and upgrades. Make sure you know where your liquid funds will come from to improve your chances of landing a go...